UK average house prices at their lowest since 2006

Good Morning,

 UK house prices have posted a sharper than expected decline in the UK in July falling to the lowest average price since August 2006, according to the latest release by the Nationwide Building Society.

The Nationwide survey adds to the woes for the UK housing market. Earlier this week the Bank of England reported that the number of mortgage approvals fell to just 36,000 in June, a new record low for the series, which began in April 1993.

Earlier this morning, pollsters GfK NOP revealed that consumer confidence in the UK is running at its lowest level since it started compiling records in 1974, largely as a result of the drop in property prices.

EUR/GBP has bounced back from its key 0.7855 support level (GBP/EUR 1.2730 ) and is now around 0.7890 (1.2674). Profit taking on recent Dollar buying however has meant that GBP/USD has stayed above 1.9800 having dropped to 1.9782 but EUR/USD has moved higher from its own key support area of 1.5550.

Swiss consumer price inflation has hit a 15-year high in July as soaring oil prices highlighting the risks to the Swiss National Bank's decision to leave interest rates unchanged. The SNB left its target rate for the 3-month Swiss franc LIBOR unchanged at 2.75 percent at its meeting in June, saying the cooling of the economy should dampen inflation in the months ahead.

The Dollar has mostly held its recent gains ahead of key data due out today and tomorrow with the release of US GDP and the monthly Non-Farm Payrolls being keenly watched to see whether the momentum can be maintained.

Latest Interbank Rates   08.30 BST

                                    Current                   Overnight                                                              

                                                            High                  Low  

      EUR/USD                  1.5615          1.5640             1.5550

      EUR/GBP                  0.7889          0.7859             0.7889

      GBP/USD                  1.9805         1.9835              1.9782

      GBP/EUR                  1.2674         1.2730              1.2674

      GBP/AUD                  2.0925          2.0920             2.1024

      USD/CHF                  1.0466          1.0481              1.0441    

      GBP/CHF                  2.0720         2.0772              2.0690

      EUR/CHF                  1.6344          1.6349              1.6311

      GBP/HK                   15.4490       15.4750            15.4340
Mike

Mike Paterson is a former senior inter-bank trader with UBS and Credit Suisse and has been involved in the FX market for over 28 years. He now runs his own consultancy advising private and corporate clients on best execution of currency requirements trading them through a small number of preferred rate providers. For further information please contact him at :

MSP Foreign Exchange Services

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