Understand the Finances

Draw up a budget, if you’re buying off plan get a written statement of all the costs involved and the stages. Make sure local taxes are included, legal costs, title insurance, furnishing and contents insurance; don’t forget items such as utility connection charges and costs, local rates and community charges. If you get on top of these things before you start choosing there’s less chance of a surprise spoiling your day.

Take time to understand the types of mortgages on offer, talk to an Independent Financial Advisor for both finance and tax advice.

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